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money management
May 12, 2023

Mastering Your Finances with Money Management Worksheets: A Comprehensive Guide

Introduction Managing personal finances effectively is a critical component of financial well-being and success. To take control of your finances, it’s essential to have a comprehensive understanding of your income, expenses, savings, and debts. Money management worksheets offer a practical and empowering solution by providing a structured framework to organize, track, and analyze your financial […]

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April 11, 2023

Roth Conversion Ending – Tax Considerations

For many individuals, a Roth conversion is a tax-deferred way to take advantage of tax-free withdrawals. But a new proposal in the House could end this strategy for high earners. The proposed legislation, dubbed the Build Back Better Act would prohibit IRA and 401(k) plan Roth conversions for people earning more than $400,000 a year. […]

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What Is Personal Money Management?
March 30, 2023

What Is Personal Money Management?

Personal money management is essential to a responsible individual’s financial planning. It encompasses budgeting, the wise use of credit, managing debt and banking, saving, and investment. A strong understanding of personal money management will help you take control of your finances and achieve financial success. It will also help you understand your spending habits and […]

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401k Benefits
March 20, 2023

401k Benefits to Keep Employees Happy

Employees often take 401k benefits for granted, but if you want to attract top talent and keep them happy, a quality 401k program can make a big difference. 401k plans offer many benefits, from tax-deferred savings to matching contributions. These plans also have perks for people who are late savers or individuals facing financial hardship. […]

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how-to-become-a-social-security-planning-advisor
February 8, 2023

How to Become a Social Security Planning Advisor

A social security planning advisor can help you navigate the complexities of social security and maximize your benefits. They can also assist you with strategies to reduce taxes, ensure financial stability and improve your quality of life in retirement.¬†Advisors who specialize in Social Security planning may use software to crunch the numbers and show clients […]

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social-security-planning-advisors-2
January 10, 2023

Social Security Planning Advisors

A growing number of people are using social security planning advisors to help them navigate the complex landscape of their retirement benefits. By coordinating their retirement income with other sources such as pensions, personal assets, cash flow, and earned income, they can draw on these sources in the most tax-efficient way. Delaying benefits¬† Delaying benefits […]

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Software
January 6, 2023

Roth IRA Conversion Strategy Software

You have several options to convert your Traditional IRA to a Roth IRA. You can do it yourself, but some programs are available to help you. These programs will guide you through the process and give you a year-by-year projection table to see how much you’re saving. No-tax backdoor Roth IRA conversion Backdoor Roth IRA […]

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Money Management Skills
December 19, 2022

Money Management Skills – Learn How to Invest

Money Management Skills-there are many different things to do when it comes to learning how to manage your money. You can learn how to invest, save, budget, and plan for the future. But before you begin, there are a few tips you should know. Budgeting is a money management skill that’s important to have. It […]

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Darcy Bergen
November 11, 2022

Roth IRA Withdrawal Rules

If you have a Roth IRA, you should know the rules before you withdraw funds. Withdrawals may be subject to penalties and may require you to take Required Minimum Distributions. You should also be aware of Roth IRA withdrawal rules by age. To learn more about Roth IRA withdrawal requirements, read this article. Required minimum […]

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October 17, 2022

Learn More About Fixed Index Annuities

Fixed index annuities track a market index or indices. They are tax-deferred and offer a guaranteed minimum surrender value. These annuities are regulated not by the SEC but by the state insurance departments. However, they may charge an administration fee. Learn more about fixed index annuities. Annuities that track one or more market indices Annuities […]

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