About

About Me

Darcy Bergen is a native of Canada and the son of mission workers. Bergen also lived in New Zealand and Malaysia during his childhood before returning to Canada for high school and college. He was a standout wrestler in high school, serving as team captain and earning three provincial championships.

Career History

Bergen entered the insurance business in his early twenties. In 2000, he moved to Phoenix, and in 2003, he entered the financial planning business. Between 2013 and 2018, Bergen was a six-time top-20 sales advisor in the Midland National life annuity division. In 2015, Bergen became a fiduciary (exam 65). He is also a Certified Retirement Financial Advisor.

After founding Clear Solutions for Seniors, LLC, in 2003, Bergen founded Bergen Financial. Today he works alongside a team of eight advisors and six other staff members, sharing the knowledge gained from more than 30 years as a financial professional. Today, Bergen Financial has its headquarters in Peoria, Arizona, and offices in Tucson, Phoenix, Scottsdale, and Spokane, Washington.

Bergen's Philanthropy

In 2008, Bergen's parents were living in Kenya to do missionary work, building orphanages, drilling wells, and other humanitarian work. Unfortunately, seven locals brutally attacked the Bergens. Miraculously, both survived. Seeking to turn the harrowing experience into something positive, Darcy Bergen established Bergens Mission in 2014. The nonprofit organization provides support to orphanages all over the country and works for the development of the entire region. Bergen hopes that by helping educate and provide for Kenyan children, the foundation can prevent youth from choosing a path leading to violence.

Darcy Bergen, Educator

Educating people on various aspects of financial planning is a passion for Bergen. He believes clients should only engage with financial products they understand completely. He teaches retirement planning classes at local colleges and just finished four years as the co-host of a popular radio show, Safe Money and Income, with his wife, Heather. Bergen is writing a book on retirement planning that covers social security and managing risks.

Bergen primarily works in the retirement planning arena. However, he recognizes the importance of teaching the next generation how to handle money responsibly. Bergen encourages parents to start educating their children early. Even very young children can earn money from chores, and parents can use this to teach them that work brings money which brings toys and other items they want to buy. Learning to save up for things they want is a skill young children can master.

Bergen believes that as children become tweens and teens, more opportunities appear for parents to teach children about responsible money management. Most teenagers can understand the concept of debt, cost of living, credit cards, interest calculations, and the components of a paycheck. Part-time jobs allow teens to see the real-world application of lessons learned in childhood. Bergen believes that early learning of responsible financial planning leads to more fiscally responsible adults.

Darcy Bergen, Retirement Planner

Bergen's strategy is a conservative one aimed at creating a guaranteed income for life. He works to help clients use fixed annuity options to protect their principal against the rise and fall of the stock market. Bergen understands how the perpetual ups and downs of the market can make people nervous the closer they get to retirement. Bergen's group seeks to lessen those stressors with the proper guidance and education. His team has more than 100 years of combined experience helping clients develop a personalized and customized plan for retirement.

Bergen follows a four-step process in guiding clients toward a secure retirement.

1. Personalized discovery is the process of identifying what clients want retirement to look like, their goals, and how much income they'll need to make their plans a reality.

2. Strategy development sets out the concrete steps clients need to take to live as they wish in retirement.

3. Implementation is the process of setting up accounts and learning how to monitor their progress.

4. Monitoring involves quarterly reviews of the accounts and annual meetings with a financial professional.

As clients walk through these steps, they should consider all their income sources in retirement, how they'll pay for healthcare, and their anticipated living expenses. Because Bergen Financial is an independent firm, the team can offer many options, not just those from one company. Bergen seeks to do his best for every client as an individual instead of serving the interests of a giant corporation.

Portfolio

Darcy Bergen Portfolio