Blog

Darcy Bergen
September 6, 2023

Demystifying Roth Conversions in 2023

While Roth IRAs have income limitations for contributions, Roth conversions are notably absent of such restrictions. That means regardless of how much you earn, converting from a Traditional IRA to a Roth IRA remains an open option. However, this is a taxable event; the converted amount becomes part of your income for tax calculations. The […]

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August 22, 2023

Navigating the Future: Expert Social Security Planning Advisors

Planning for retirement has become an increasingly complex endeavor in today’s rapidly changing financial landscape. One crucial aspect of retirement planning is understanding and optimizing Social Security benefits, a cornerstone of income for many retirees. As the intricacies of Social Security regulations and strategies continue to evolve, the need for expert guidance has never been […]

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how-to-start-a-roth-ira-for-a-secure-financial-future
August 9, 2023

How to Start a Roth IRA for a Secure Financial Future

Starting a Roth IRA can be a smart and strategic move when building a solid financial foundation. A Roth IRA (Individual Retirement Account) offers a unique advantage for your retirement savings, allowing your investments to grow tax-free and providing tax-free withdrawals in retirement. If you’re ready to take control of your financial future, follow this […]

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the-importance-of-active-social-security-planning
June 15, 2023

The Importance of Active Social Security Planning

Regarding retirement planning, social security planning benefits are crucial in ensuring financial stability during your golden years. However, many individuals need to pay more attention to the significance of active social, often leaving potential benefits untapped. This article will explore the importance of social security planning, its impact on your retirement income, and how you […]

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Benefits of Money Management Tools
June 2, 2023

Exploring the Benefits of Money Management Tools

In today’s fast-paced world, managing our finances effectively has become more critical than ever. Fortunately, advancements in technology have provided us with an array of money management tools to help us take control of our financial well-being. These tools offer a wide range of features and benefits that can simplify budgeting, tracking expenses, and saving […]

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money management
May 12, 2023

Mastering Your Finances with Money Management Worksheets: A Comprehensive Guide

Introduction Managing personal finances effectively is a critical component of financial well-being and success. To take control of your finances, it’s essential to have a comprehensive understanding of your income, expenses, savings, and debts. Money management worksheets offer a practical and empowering solution by providing a structured framework to organize, track, and analyze your financial […]

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April 11, 2023

Roth Conversion Ending – Tax Considerations

For many individuals, a Roth conversion is a tax-deferred way to take advantage of tax-free withdrawals. But a new proposal in the House could end this strategy for high earners. The proposed legislation, dubbed the Build Back Better Act would prohibit IRA and 401(k) plan Roth conversions for people earning more than $400,000 a year. […]

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What Is Personal Money Management?
March 30, 2023

What Is Personal Money Management?

Personal money management is essential to a responsible individual’s financial planning. It encompasses budgeting, the wise use of credit, managing debt and banking, saving, and investment. A strong understanding of personal money management will help you take control of your finances and achieve financial success. It will also help you understand your spending habits and […]

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401k Benefits
March 20, 2023

401k Benefits to Keep Employees Happy

Employees often take 401k benefits for granted, but if you want to attract top talent and keep them happy, a quality 401k program can make a big difference. 401k plans offer many benefits, from tax-deferred savings to matching contributions. These plans also have perks for people who are late savers or individuals facing financial hardship. […]

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how-to-become-a-social-security-planning-advisor
February 8, 2023

How to Become a Social Security Planning Advisor

A social security planning advisor can help you navigate the complexities of social security and maximize your benefits. They can also assist you with strategies to reduce taxes, ensure financial stability and improve your quality of life in retirement.¬†Advisors who specialize in Social Security planning may use software to crunch the numbers and show clients […]

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